As human beings, we are accustomed to the mental model of purchasing goods and services in exchange for money. With the advent of the internet, we enter into a new type of trade called the ‘data trade’, where we access services in return for our data.
The Account Aggregator regulatory framework exemplifies this new mental model of accessing financial products using one’s data. This talk, by Dharmesh Ba of D91 Labs, discusses the challenges and opportunities around designing user experiences for financial products under the account aggregator framework.