A masterclass by Rajesh Kumar (MD & CEO of Transunion CIBIL) on how the AA framework will usher in a new age for lending in India. He gives us his view of where exactly Account Aggregators will play a critical role in a reimagined lending value chain, right from ‘Sourcing, onboarding and underwriting’ to ‘Monitoring […]
use case
AA Masterclass: Personal Finance Management
A masterclass by Amit Bhor (Co-founder – Walnut) on one of the most popular use cases for Account Aggregators – building applications for Personal Finance Management (PFM). He talks about Walnut’s journey of being pioneers of PFM in India including: What is personal finance? Stages in personal finance The three kinds of tools you can […]
AA Hackathon Masterclass: Account Aggregator UI/UX and Design Masterclass
As human beings, we are accustomed to the mental model of purchasing goods and services in exchange for money. With the advent of the internet, we enter into a new type of trade called the ‘data trade’, where we access services in return for our data. The Account Aggregator regulatory framework exemplifies this new mental […]
AA Masterclass: Insurance and Account Aggregators
A Masterclass by Anand Datta, (VP, Nexus Venture Partners) on how companies can leverage the new AA framework to build new and innovative insurance products. We start off with a dive into the history of insurance. He then provides a holistic view of insurance as a product and a sector including the developments in this […]
AA Hackathon Masterclass: Successful Account Aggregator Use Cases from the EU and Beyond
The masterclass presented and discussed various Open Banking use cases around the world with a focus on the EU and US. Lars Markull highlighted different categories and provided his personal insights into each use case. Use Case Ideas For AA Ecosystem [Video] Lars Markull’s Masterclass in AA Hackathon 2020 Account Aggregator Hackathon Masterclasses Account Aggregator […]
Loan Monitoring Use Case For Account Aggregator Framework
Majority of the Lenders have an analytics module to determine the ‘collectability’ of the loans given to their borrowers. If the borrower is an ‘Existing to Bank (ETB)’ customer, the lender is able to analyze the bank statement to determine the Financial Health of the Borrower. However, today there are many more data signals which […]
Use Cases For Account Aggregator Framework
There are several use cases Financial Information Users (FIU) can build in the Account Aggregator ecosystem. The conventional use cases listed below are already in production today but not very efficient. The following use cases when onboarded to Account Aggregator ecosystem can change things dramatically. Lending Wealth Management Personal Finance Management Apps Robo Advisory Reconciliation […]