Account Aggregator Key Resources

We have collated important resources related to the Account Aggregator ecosystem.

• Account Aggregators in India
• Frequently Asked Questions
• India’s Data Empowerment & Protection Architecture
• India’s Data Empowerment And Protection Architecture (DEPA) workshop By Siddharth Shetty
• Nandan Nilekani on Data Empowerment and the ‘Opportunity’ State

Policy

• Account Aggregator Master Directive by RBI
• Public Credit Registry (PCR) by RBI 
• Draft of The Personal Data Protection Bill, 2018 (Srikrishna Committee Report on Data Protection)
• The Personal Data Protection Bill, 2019 was introduced in Lok Sabha on December 11, 2019
• UK Sinha’s Report of the Expert Committee on MSMEs: Loan Service Providers (LSPs) will be an agent of the borrowers is recommended for consideration by RBI: Announcement, Full Report (Section 8.2.1 on page 108 about LSPs and Section 9.26 on page 126 about Cash Flow-based lending)

Account Aggregator Technical Resources

1. Account Aggregator (AA) API
2. Financial Information Provider (FIP) API
3. Financial Information User (FIU) Callback API
4. Account Aggregator Schema Definitions (FI Types)
5. Account Aggregator Purpose Definitions
6. Electronic Consent Framework by MeitY
7. Steps to connect with Account Aggregators