We have collated important resources related to the Account Aggregator ecosystem.
Introductory Resources
- Account Aggregators in India
- Banks, NBFCs using AA Framework
- Frequently Asked Questions
- India’s Data Empowerment & Protection Architecture
- India’s Data Empowerment And Protection Architecture (DEPA) workshop by Siddharth Shetty
- Account Aggregator Technical Architecture by Siddharth Shetty, Fellow, iSPIRT
- Nandan Nilekani on Data Empowerment and the ‘Opportunity’ State
- Open Credit Enablement Network (OCEN) Protocol: Explainer, Role of LSPs
Policy
- Account Aggregator Master Directive by RBI
- Public Credit Registry (PCR) by RBI
- Draft of The Personal Data Protection Bill, 2018 (Srikrishna Committee Report on Data Protection)
- The Personal Data Protection Bill, 2019 was introduced in Lok Sabha on December 11, 2019
- UK Sinha’s Report of the Expert Committee on MSMEs: Loan Service Providers (LSPs) will be an agent of the borrowers is recommended for consideration by RBI: Announcement, Full Report (Section 8.2.1 on page 108 about LSPs and Section 9.26 on page 126 about Cash Flow-based lending)
Account Aggregator Technical Resources
- Account Aggregator (AA) API
- Financial Information Provider (FIP) API
- Financial Information User (FIU) Callback API
- Account Aggregator Schema Definitions (FI Types)
- Account Aggregator Purpose Definitions
- Electronic Consent Framework by MeitY
- Steps to connect FIP/FIU with Account Aggregators