Account Aggregator Key Resources
We have collected important resources related to the Account Aggregator ecosystem.
Introductory Resources
- Account Aggregators in India
- Participants in the AA Ecosystem
- Account Aggregator Ecosystem map
- Frequently Asked Questions
- License types by RBI, SEBI, IRDAI, PFRDA
- AA Dashboard – Number of accounts linked, number of consents fulfilled
- India’s Data Empowerment & Protection Architecture
- India’s Data Empowerment And Protection Architecture (DEPA) workshop by Siddharth Shetty
- Account Aggregator Technical Architecture by Siddharth Shetty
- Nandan Nilekani on Data Empowerment and the ‘Opportunity’ State
- Open Credit Enablement Network (OCEN) Protocol: Explainer
- Open Credit Enablement Network (OCEN) Protocol: Role of LSPs Policy
Policy Resources
- Account Aggregator Master Directive by RBI – Updated as on October 05, 2021
- Data Empowerment And Protection Architecture Bluebook by Niti Aayog
- Public Credit Registry (PCR) by RBI
- Data Protection Committee Report under the Chairmanship of Justice B.N. Srikrishna
- Draft of The Personal Data Protection Bill, 2018 (Srikrishna Committee Report on Data Protection)
- The Personal Data Protection Bill, 2019 was introduced in Lok Sabha on December 11, 2019
- UK Sinha’s Report of the Expert Committee on MSMEs: Loan Service Providers (LSPs) will be an agent of the borrowers is recommended for consideration by RBI: Announcement, Full Report (Section 8.2.1 on page 108 about LSPs and Section 9.26 on page 126 about Cash Flow-based lending)
- Report by the Committee of Experts on Non-Personal Data Governance Framework
Technical Resources
- Sahamati GitHub
- NBFC – Account Aggregator (AA) API Specification
- Account Aggregator (AA) API
- Financial Information Provider (FIP) API
- Financial Information User (FIU) Callback API
- Account Aggregator Schema Definitions (FI Types)
- Account Aggregator Purpose Definitions
- Electronic Consent Framework by MeitY
- Certification Framework For The Account Aggregator Ecosystem
- Technical Service Providers in the AA Ecosystem
- Steps to connect FIP/FIU with Account Aggregator Sandboxes