Interoperability is the core offering of the Account Aggregator framework. This effectively means a citizen can share her data with an account aggregator of her choice. As per the Account Aggregator Master Directions,

7.1 Financial Information providers shall share financial information of a customer with an Account Aggregator on being presented a valid consent artefact by an Account Aggregator in accordance with Clause 6. 

Among the all the Banks and insurance companies (FIPs) that have gone live, many of them have completed the integration with more than one live Account Aggregator. Currently there are 26 Financial Information Providers (FIPs) which have integrated with multiple Account Aggregators to allow citizens to use any of their AA handles to share financial information.

Following table shows the citizen all the Banks and Insurance Companies which are available with the six operating AAs. Once the citizen knows that their Bank/Insurance provider is live with their AA, the citizen can check the types of accounts that are activated for discovery by the FIP.

Last Updated 27th January 2023

Sl. No.Entity nameRegulatory TypeAnumatiCAMSFinvuNADLOnemoneyYodleePhonePeProtean SurakshAASaafe
1AU Small Finance Bank LimitedBankLiveLiveLivexLiveLivexxx
2Axis BankBankLiveLiveLiveLiveLivexxxx
3Bank of BarodaBankLiveLiveLiveTestingLivexxxx
4Bank of IndiaBankLiveLiveLiveLiveLivexxxx
5Bank of MaharashtraBankLiveLiveLiveLiveLivexxxx
6Canara BankBankLiveLiveLiveLiveLivexxxx
7Central Bank of IndiaBankLiveLiveLiveLiveLiveLivexxx
City Union BankBankxLivexxxxxxx
8Federal BankBankLiveTestingLiveLiveLivexxxx
9HDFC BankBankLiveLiveLiveLiveLivexxxx
10ICICI BankBankLiveLiveLiveLiveLivexxxx
11IDFC First BankBankLiveLiveLiveLiveLivexxxx
12Indian BankBankLiveLiveLiveLiveLivexxxx
13Indian Overseas BankBankLiveLiveLiveLiveLiveLivexxx
14IndusInd BankBankLiveLiveLiveTestingLivexxxx
15Karnataka BankBankLivexLiveLivexxxxx
16Karur Vysya Bank (KVB)BankLiveLiveLiveLiveLivexxxx
17Kotak BankBankxLiveLiveTestingLivexxxx
18Punjab National BankBankTestingTestingTestingLiveTestingxxxx
19Punjab & Sind BankBankLiveLiveLiveLiveLiveLivexxx
21UCO bankBankLiveLiveLiveLiveLiveLivexxx
22Union Bank of IndiaBankLiveLiveLiveLiveLivexxxx
23Yes BankBankLivexLiveTestingLivexxxx
Karnataka Gramin BankRRBsxxxLivexxxxx
Kerala Gramin BankRRBsxxxLivexxxxx
24HDFC Life InsuranceInsurerxxLivexxxxxx
25ICICI Prudential Life InsuranceInsurerLiveLiveLivexLivexxxx
26SBI Life Insurance Company LimitedInsurerxLiveLivexxxxxx
27Tata AIA InsuranceInsurerxLiveLivexxxxxx
Last Updated 27th January 2023