Interoperability is the core offering of the Account Aggregator framework. This effectively means a citizen can share her data with an account aggregator of her choice. As per the Account Aggregator Master Directions,

7.1 Financial Information providers shall share financial information of a customer with an Account Aggregator on being presented a valid consent artefact by an Account Aggregator in accordance with Clause 6. 

Many of the Banks and insurance companies (FIPs) that have gone live have completed the integration with more than one live Account Aggregator. 90 Financial Information Providers (FIPs) have integrated with multiple Account Aggregators to allow citizens to use any of their AA handles to share financial information.

The following table shows all the Banks, Insurance Companies, and other FIPs that are live with the 13 operating AAs. Once the citizen knows that their Bank/Insurance provider is live with their AA, they can check the types of accounts activated for discovery by the FIP. Please scroll horizontally to view all AAs.

Including 40 AMCs that are live through their RTAs, there are 117 FIPs live on AA.

Last Updated 29th September 2023

Sl. No.Entity nameRegulatory TypeCountAnumatiCAMSCRIFFinvuINKNADLOnemoneyPhonePeProtean SurakshAASaafeTallyEdgeYodlee
1GSTNGSTN10LiveLiveLiveLiveLiveLiveLiveTestingLiveLiveLivex
2CDSLDepositories10LiveLiveLiveLiveLiveLiveLiveTestingLiveLiveLiveTesting
3NSDLDepositories9LiveLiveLiveLiveLiveLiveLiveTestingLiveLiveTestingTesting
4CAMS (NPS)CRA1xLivexxTestingxxTestingTestingTestingxx
5KFin Technologies Limited (NPS)CRA3xxxxLivexLivexxLivexx
6Protean eGov Technologies Private Limited (NPS)CRA6xLiveLivexLivexLiveTestingLiveLivexx
7CAMS RTA RTA1xLivexxTestingxxTestingTestingTesting
Testingx
8KFin Technologies Limited (RTA)RTA3xxxTestingLivexLiveTestingTestingLiveTestingx
9AU Small Finance Bank LimitedBank10LiveLiveLiveLiveTestingLiveLiveLiveLiveLivexLive
10Axis BankBank5LiveLivexLivexLiveLivexxxxx
11Bank of BarodaBank5LiveLivexLivexLiveLivexxxxx
12Bank of IndiaBank6LiveLivexLivexLiveLivexTestingxxLive
13Bank of MaharashtraBank5LiveLivexLiveTestingLiveLivexTestingxxx
14Canara BankBank5LiveLivexLivexLiveLivexxxxx
15Central Bank of IndiaBank8LiveLivexLiveLiveLiveLiveTestingTestingLivexLive
16City Union BankBank1xLivexxxxxxxTestingxx
17Federal BankBank9LiveLivexLiveLiveLiveLiveLiveLiveLiveTestingx
18Fincare Small Finance BankBank6LiveLiveLiveLivexLiveTestingTestingTestingLivexTesting
19HDFC BankBank7LiveLivexLivexLiveLivexLiveLivexx
20ICICI BankBank6LiveLivexLivexLiveLivexxLivexx
21IDBI BankBank3xxxLivexLiveLivexxxxx
22IDFC First BankBank7LiveLivexLiveLiveLiveLivexTestingLiveTestingx
23Indian BankBank6LiveLiveTestingLivexLiveLiveTestingTestingLivexx
24Indian Overseas BankBank6LiveLivexLivexLiveLivexxxxLive
25IndusInd BankBank4LiveLivexLivexTestingLivexxxxx
26Karnataka BankBank5LiveLivexLivexLivexLivexxxx
27Karur Vysya Bank (KVB)Bank11LiveLiveLiveLiveLiveLiveLiveLiveLiveLiveLivex
28Kotak BankBank6LiveLivexLiveTestingTestingLivexTestingLiveLivex
29Punjab National BankBank6LiveLiveTestingLiveTestingLiveLiveTestingTestingTestingxLive
30Punjab & Sind BankBank6LiveLivexLivexLiveLivexxxxLive
31SBIBank5LiveLivexLivexLiveLivexxxxx
32South Indian BankBank2xxxLivexxLivexxxxx
33UCO bankBank8LiveLivexLiveTestingLiveLiveTestingLiveLivexLive
34Union Bank of IndiaBank7LiveLivexLiveTestingLiveLiveTestingLiveLivexx
35Yes BankBank11LiveLiveLiveLiveLiveLiveLiveLiveLiveLiveLivex
36Andhra Pradesh Grameena Vikas BankRRBs1xxxxxxLivexxxxx
37Andhra Pragathi Grameena BankRRBs1xxxxxxLivexxxxx
38Arunachal Pradesh Rural BankRRBs1xxxxxxLivexxxxx
39Aryavart BankRRBs1Livexxxxxxxxxxx
40Chhattisgarh Rajya Gramin BankRRBs1xxxxxxLivexxxxx
41Ellaquai Dehati BankRRBs1xxxxxxLivexxxxx
42Jharkhand Rajya Gramin BankRRBs1xxxxxxLivexxxxx
43Karnataka Gramin BankRRBs1xxxxxLivexxxxxx
44Karnataka Vikas Grameena BankRRBs1xxxxxxLivexxxxx
45Kerala Gramin BankRRBs1xxxxxLivexxxxxx
46Madhyanchal Gramin BankRRBs1xxxxxxLivexxxxx
47Madhya Pradesh Gramin BankRRBs1Livexxxxxxxxxxx
48Maharashtra Gramin BankRRBs1xxxxxLivexxxxxx
49Meghalaya Rural BankRRBs1xxxxxxLivexxxxx
50Mizoram Rural BankRRBs1xxxxxxLivexxxxx
51Nagaland Rural BankRRBs1xxxxxxLivexxxxx
52Odisha Gramya BankRRBs1Livexxxxxxxxxxx
53Paschim Banga Gramin BankRRBs1Livexxxxxxxxxxx
54Puduvai Bharathiar Grama BankRRBs1xxxxxLivexxxxxx
55Rajasthan Marudhara Gramin BankRRBs1xxxxxxLivexxxxx
56Tamil Nadu Grama BankRRBs1xxxxxLivexxxxxx
57Telangana Grameena BankRRBs1xxxxxxLivexxxxx
58Saptagiri Grameena BankRRBs1xxxxxLivexxxxxx
59Saurashtra Gramin BankRRBs1xxxxxxLivexxxxx
60Utkal Grameen BankRRBs1xxxxxxLivexxxxx
61Uttarakhand Gramin BankRRBs1xxxxxxLivexxxxx
62Vidharba Konkan Gramin BankRRBs1Livexxxxxxxxxxx
63Bajaj FinservNBFC-D1xxxxxxLivexxxxx
64Aviva Life Insurance Company India LimitedInsurer1xxxxxxLivexxxxx
65Bajaj Allianz Life InsuranceInsurer1xxxLivexxxxxxxx
66Canara HSBC Life InsuranceInsurer2xxxLivexTestingLivexxxxx
67Edelweiss Tokio LifeInsurer1xLivexxxxxxxxxx
68Future Generali India Life Insurance Company LimitedInsurer1xLivexxxxxxxxxx
69HDFC Life InsuranceInsurer3LiveLivexLivexxxxxxxx
70ICICI Prudential Life InsuranceInsurer6LiveLivexLivexxLivexLiveLivexx
71India First Life Insurance Company LimitedInsurer1xLivexxxxxxxxxx
72Max Life InsuranceInsurer4xxxLiveLiveLiveLivexxxxx
73Pramerica Life Insurance Company LimitedInsurer1xxxxxxLivexxxxx
74PNB MetLife India Insurance Company LimitedInsurer1xxxLivexxxxxxxx
75Raheja QBE General Insurance Company LimitedInsurer1xxxxxxLivexxxxx
76SBI Life Insurance Company LimitedInsurer10LiveLiveLiveLiveLiveLiveLivexLiveLiveLivex
77Shriram Life Insurance Company LimitedInsurer1xxxxxxxxxLivexx
78Tata AIA Life InsuranceInsurer6LiveLivexLivexLiveLivexLivexxx
79HDFC ERGO General Insurance Co.Ltd.Insurer2xxxLivexLivexxxxxx
Last Updated 29th September 2023

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Account Types Activated by Banks in AA Framework

Account Types Activated by Banks in AA Framework

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FI Types Activated by Non-Banking Entities