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The NBFC-AA license is issued by the Reserve Bank of India (RBI) to Account Aggregators. An Account Aggregator initially receives an in-principle NBFC-AA license on satisfying the registration pre-requisites set by RBI. Within a year they need to apply for an “Operating license” to launch their commercial services. For more details on NBFC-AA License, please refer to Section 4.2 (Process of Registration) of the Master Directions.

AAs with Operating NBFC-AA License

Account Aggregators with an Operating license from the RBI are listed below in alphabetical order.

Sr NoAA Company NameContact Person
1Agya Technologies Private Limited (Product titled Setu AA)Nikhil Kumar
2CAMSFinServTejinder Singh
3Cookiejar Technologies Private Limited (Product titled Finvu)Manoj Alandkar
4CRIF Connect Private Limited Kshitij Talwar
5Dashboard Account Aggregation Services Private Limited
(Product titled Saafe)
Vijayan Rajasekar
6Digio Internet Private LimitedAbhinav Parashar
7FinSec AA Solutions Private Limited (Product titled OneMoney)
A Krishna Prasad
8NESL Asset Data Limited (NADL)Nirmal Sebastian
9Protean (formerly NSDL E-Governance Account Aggregator Limited) (Product titled Protean SurakshAA)Ranjit Saraf
10Perfios Account Aggregation Services Pvt Ltd (Product titled Anumati)Kantharaju H G
11PhonePe Technology Services Private LimitedRitvika Rajkumar
12Tally Account Aggregator Services Private Limited (Product titled TallyEdge)Debashish Raut
13Unacores AA Solutions Private Limited (Product titled INK)Ravi Doshi
14Yodlee Finsoft Private Limited
Anuj Rai

AAs with In-Principle Approval

Account Aggregators which have received In-Principle approval from RBI are listed below.

Sr NoAA Company NameContact Person
1Cygnet Account Aggregation Private LimitedNiraj Hutheesing
2OMS Fintech Account Aggregator Private LimitedNitin Sawant
3PB Financial Account Aggregator Private LimitedTBA
4Scoreme Account Aggregation Solutions Private LimitedPraveen Khanna