If you apply for a loan or financial services, the bank or financial service provider’s app may also present to you an option to open an AA handle, link your bank accounts to handle and give consent to share the data from your existing banks to them. 

A few leading banks have already started using Account Aggregator to request data from the consumers for selected financial products. The table below provides the list of banks that are using AA for getting bank account statements and the products for which AA is being used.

Sl NoName of the Bank or Financial Institutions which are already using AAType of EntityProduct Offering
1Axis BankBankPersonal Loan, Auto Loan, Two Wheeler Loan, Business Loan and Home Loan
2Bajaj FinservNBFCBusiness Loan
3Epifi Wealth Private LimitedRegistered Investment AdvisorPersonal Finance Management

4Flexi loansNBFCBusiness Loan
5HDFC BankBankAuto Loan, Personal Loan, Business Loan, Credit Cards, Two Wheeler Loan*
6ICICI BankBankPersonal Loan
7India Infoline Finance LimitedNBFCBusiness Loan
8IndMoneyRegistered Investment AdvisorPersonal Finance Management
9Krazybee Service Pvt LimitedNBFCPersonal Loan
10Lendingkart Finance LimitedNBFCBusiness Loan
11Navi Finserv Private LimitedNBFCPersonal Loan, Home Loan
12Quadrillion Finance Pvt Ltd.Registered Investment AdvisorPersonal Finance Management