Financial Information Users use the Account Aggregator framework to acquire data of the customer with their consent. While the FIP-FIU TSPs are providing the FIP-FIU modules, there are various other services that are required to make full use of the data received from the Account Aggregator digital public rails.
Data Analytics Technical service providers (TSPs) provide the following services to the AA ecosystem,
- Underwriting models
- SME scorecards
- Early Warning Monitors for lending and wealth management
- Lead Management System
Registering with the Sahamati as a TSP is simple and free, and it’s open to all TSPs provided they have the relevant product offering directly related to the Account Aggregator ecosystem. Write to us here to be included in the TSP list.
Sahamati has listed the names of Data Analytics TSPs for your convenience. Please note that this listing does not constitute either an empanelment or endorsement by Sahamati. Please follow your due diligence process in selecting your TSP.
| Sl No | Company Name | Services |
|---|---|---|
| 1 | Finarkein Analytics | - Low/no code workflow orchestration & data analytics platform - API Rails Marketplace |
| 2 | Finbit.io | - Advanced Credit Analytics |
| 3 | FinBox Avilasha Satpathy avilasha@finbox.in +91-97905-22811 | - Embedded finance infrastructure - Workflow automation and loan journey SDKs - Risk Intelligence Platform - Alternate data based Underwriting - Bank statement analytics |
| 4 | Finezza | - Bank Statement Analyzer - Credit Bureau Data Analysis |
| 5 | GLIB.ai | - Bank Statement Analyzer - Financial Statements Analyzer - Invoice Processing - ITR/GST Analyzer - Credit Report Analyzer - Pay Slips Analyzer - 360 Risk Assessment with Reconciliation |
| 6 | Hobbiate Yash Semwal yash@hobbiate.com | - A Self Configuring, Self Healing Bank Statement Analysis System based on AI/ML - Rich Sentiment Analysis for News/Blogs and Social Media footprint of Companies - End to End Field Staff Management Solution for Document Collection, KYC, Investigation, Collections and Recovery. - Business Rules Engine (BRE) |
| 7 | IDfy Ashwin Doke ashwin.doke@idfy.com +91 91670 97755 | - No code platform for seamless entity onboarding - Customer & Entity Due Diligence through KYC & KYB checks - Identification document tampering checks - Video services for enabling KYC & lending due diligence - Risk estimation through email ID & mobile number checks - Income Verification through multiple checks - Income estimation (Bank stmt analysis, alternative data analysis) - Background checks enabling 360 degree risk profiling |
| 8 | Karza | - GST Analysis - SB Bank Statement - Current Account Statement - Credit Report - EDD & EWS - Application Risk Scoring - ITR Analytics (Income Tax) - Automated Credit Appraisal Memorandum |
| 9 | Leap247 Finnovations Private Limited | - Data Categorisation & Enrichment - Wealth & Net worth Insights - KYC & Account Check - Income Estimation & Employment Validation - Credit-worthiness & Risk - Liquidity & Solvency - Collections & Loan Monitoring - Fraud & EWS - Financial Health & Discipline - Experience & Engagement via PFM SDK & APIs |
| 10 | Lentra | - Multibureau - Business Rule Engine - Lead Management System - Data Science /AI & ML Capabilities - Score Cards (Geography, New to Credit, Migrant Worker, Geo Fencing) |
| 11 | Perfios Ramgopal Subramani ramgopal@perfios.com +91-98456-91141 | - Data Aggregation and Analytics Platform: BSA, GST, FSA, Tax, Verification Solutions - Cross Analysis and Fraud Analytics - Lending Solutions: Retail, SME - E2E Consumer lending Lifecycle: P2P lending, Customer on-boarding, Invoice Discounting - Personal Finance Manager SDK |
| 12 | Pirimid Fintech | - Transaction analysis - Credit Scoring & Underwriting - Early Warning System - GST Analysis |
| 13 | Scienaptic AI | - E2E Business Rule Engine for Consumer, SME - Pre-built, pre-tested Credit Underwriting Models - Early Warning Signals (EWS) - Bank Statement & GST Analysis - Automatic AI/ML Model Builder |
| 14 | Signzy | - Onboarding - KYC/KYB APIs - Credit Decisioning support - Early Warning - Risk Monitoring |
| 15 | Synergylabs Technology Rahul Leekha rahul@synlabs.io +91-98960-39393 | - Data Science / AI & ML specialists - Credit Analytics - Workflow automation - Credit Risk Scoring - Transaction, Risk and Fraud detection - Early Warning System - GST analysis - Bank Statement analysis |
| 16 | Think360 - Algo360 | - Data enrichment solution - Credit score & underwriting |
| 17 | TransUnion Products and Solutions Sounak Sinharay Sounak.Sinharay@transunion.com +91-63649-76644 | - Data Science and Analytics - Credit Scores - Credit Underwriting Models - Credit + Non-Credit Underwriting Models - Integrated scorecards based on credit as well as non-credit data like GST, Bank Statement - GST Analysis - Bank Statement Analyser - Business Rule Engine - Portfolio monitoring - Risk Monitoring / Early warning signals – Credit, Fraud - Business Growth Opportunity Analysis - Fraud Analytics - Collections Analytics |
| 18 | WonderLend Hubs | - GST Analysis - SB Bank Statement - Current Account Statement - Credit Report - Highly Customizable (by client users) credit scoring and UW engine |
| 19 | xlrt | - Automated analysis of financial transactional data |