Financial Information Users use the Account Aggregator framework to acquire data of the customer with their consent. While the FIP-FIU TSPs are providing the FIP-FIU modules, there are various other services that are required to make full use of the data received from the Account Aggregator digital public rails.
Data Analytics Technical service providers (TSPs) provide the following services to the AA ecosystem,
- Underwriting models
- SME scorecards
- Early Warning Monitors for lending and wealth management
- Lead Management System
Registering with Sahamati as a TSP is simple and free, and it’s open to all TSPs. Write to us to be included in the TSP list. Sahamati doesn’t endorse any products or services of any entity, including that of TSPs.
To gain more benefits from the Sahamati alliance, please see our membership page for details.
Sahamati has listed the names of Data Analytics TSPs for your convenience. Please note that this listing does not constitute either an empanelment or endorsement by Sahamati. Please follow your due diligence process in selecting your TSP.
| Sl No | Company Name | Services |
|---|---|---|
| Clayfin Technologies Private Limited +91-98844 08733 tsp@clayfin.com | - Cash Forecasting and Cash Flow Analysis - Recommendation for Spends / Earnings potential - Prediction for future transaction patterns - Providing Anonymous Aggregation for smart comparison with like minded segment of people - Providing RFM Analysis and helping banks to rate their customers based on app usage - Rich dashboards to banks to understand competition and behavioural patterns in the ecosystem |
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| 1 | CreditNirvana Varun Kapoor +91-98333-10144 varunk@creditnirvana.ai | - Early Warning Engine for Debt Collections using alternate data - Bounce Alert Reports using alternate data - Dynamic Collection Scores using Alternate data and CRM data - ML Driven Personalized Collection Treatment Recommendation - NLP Driven Digital Collection Communication Analytics - Collection Call centre Analytics - Speech Analytics - Collection Disposition Analytics - Collection Settlement Recommendation Engine - Digital Collection Execution |
| 2 | Digitap.ai Nageen Kommu +91-99871-74427 | - Analytics for automated credit underwriting - Fraud detection specifically, identity fraud and document fraud - User profiling |
| EpikInDiFi Rajendra Awasthi raj@epikindifi.com +91 9941181000 | -No-code customer onboarding platform for individual, business entities -End-2-End No-code digital lending platform for Retail, SME and Corporate Loan products -No-code Business Rule Engine (BRE) -Pre-build Credit Underwriting Models for Retail and SME lending products -Bank Statement Analyzer -GST Analyzer and insight generation -ITR Analyzer and insight generation -Bureau Report Analyzer -Video KYC -No-code data analytics platform -Collections Analytics Analytics driven -Customer segmentation for Debt Collection -“E-Score” for Underwriting System using analytics of debt collection data “-C-Score” for Early Warning System using analytics of debt collection data |
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| 3 | Experian Services India Private Limited | - Credit Scores - Customized Credit Underwriting Models based on Credit information as well as alternate data - Business Rule Engine - Customer onboarding journeys - Customer segmentation - Alternate data based score cards - Portfolio monitoring - Early warning signals – based on credit information and alternate data - Fraud Analytics - Collections Analytics - Customer Targeting - Transaction Analysis - Multibureau connectors - Custom Analytics |
| 4 | Finacus Solutions Pvt. Ltd. Ashwin Ayyappan +91-98205-34356 | - Bank Statement Analyser - AI/ML enabled Document Data Extraction - Video enabled KYC/Customer Engagement - Customer Onboarding - Anti-Money Laundering Solution - Credit Rating for Loans & Advances - Deposit & CASA Analysis - Customer Segmentation & Targeting - Loan Journey Monitoring - Analytics of Reports from Enterprise Systems |
| 5 | Finarkein Analytics | - Low/no code workflow orchestration & data analytics platform - API Rails Marketplace |
| 6 | Finbit.io | - Advanced Credit Analytics |
| 7 | FinBox Avilasha Satpathy avilasha@finbox.in +91-97905-22811 | - Embedded finance infrastructure - Workflow automation and loan journey SDKs - Risk Intelligence Platform - Alternate data based Underwriting - Bank statement analytics |
| 8 | Finezza | - Bank Statement Analyzer - Credit Bureau Data Analysis |
| 9 | GLIB.ai | - Bank Statement Analyzer - Financial Statements Analyzer - Invoice Processing - ITR/GST Analyzer - Credit Report Analyzer - Pay Slips Analyzer - 360 Risk Assessment with Reconciliation |
| 10 | Hobbiate Yash Semwal yash@hobbiate.com | - A Self Configuring, Self Healing Bank Statement Analysis System based on AI/ML - Rich Sentiment Analysis for News/Blogs and Social Media footprint of Companies - End to End Field Staff Management Solution for Document Collection, KYC, Investigation, Collections and Recovery. - Business Rules Engine (BRE) |
| Jocata Shailesh Deshpande shailesh.deshpande@jocata.com +91 9545023000 | -Customer Onboarding -Buy Now Pay Later (BNPL) -Digital Loan Origination System -Loan Management System -Collections -Management -API-based data aggregation -Business Rule Engine -Credit & Risk Scorecards -Credit Workflow Automation -SME Score for Business Health check -Integrated FCC stack (KYC, Risk, Screening, AML, Fraud) |
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| 11 | Juspay Archit Mishra archit.mishra@juspay.in +91-99987-37763 | - Business Rule Engine - Alternate data based customer segmentation & credit underwriting - Risk Monitoring - Workflow Automation - Fraud Analytics - Collection Analytics & Early Warning Signals |
| 12 | IDfy Ashwin Doke ashwin.doke@idfy.com +91 91670 97755 | - No code platform for seamless entity onboarding - Customer & Entity Due Diligence through KYC & KYB checks - Identification document tampering checks - Video services for enabling KYC & lending due diligence - Risk estimation through email ID & mobile number checks - Income Verification through multiple checks - Income estimation (Bank stmt analysis, alternative data analysis) - Background checks enabling 360 degree risk profiling |
| 13 | Karza Technologies | - GST Analysis - SB Bank Statement - Current Account Statement - Credit Report - EDD & EWS - Application Risk Scoring - ITR Analytics (Income Tax) - Automated Credit Appraisal Memorandum |
| 14 | Leap247 Finnovations Private Limited | - Data Categorisation & Enrichment - Wealth & Net worth Insights - KYC & Account Check - Income Estimation & Employment Validation - Credit-worthiness & Risk - Liquidity & Solvency - Collections & Loan Monitoring - Fraud & EWS - Financial Health & Discipline - Experience & Engagement via PFM SDK & APIs |
| 15 | Lentra | - Multibureau - Business Rule Engine - Lead Management System - Data Science /AI & ML Capabilities - Score Cards (Geography, New to Credit, Migrant Worker, Geo Fencing) |
| 16 | Novel Patterns | a. Data Aggregation & Analytics i. Bank Statements ii. ITR iii. GST iv. Credit Cards v. Credit Bureau vi. Financial Statements vii. Payslips b. Alternative Data-Driven Underwriting c. Automated Credit Assessment d. AI & ML based Data insights e. Anomaly-based Fraud detection f. Automated CAM generation and Eligibility Calculators g. Scorecards and STP Processes h. Limit Utilization monitoring i. Customer Onboarding j. Video Engagement platform (KYC, PD, Customer Servicing) k. Early Warning l. Risk Monitoring |
| 17 | Perfios Ramgopal Subramani ramgopal@perfios.com +91-98456-91141 | - Data Aggregation and Analytics Platform: BSA, GST, FSA, Tax, Verification Solutions - Cross Analysis and Fraud Analytics - Lending Solutions: Retail, SME - E2E Consumer lending Lifecycle: P2P lending, Customer on-boarding, Invoice Discounting - Personal Finance Manager SDK |
| 18 | Pirimid Fintech | - Transaction analysis - Credit Scoring & Underwriting - Early Warning System - GST Analysis |
| 19 | Scienaptic AI | - E2E Business Rule Engine for Consumer, SME - Pre-built, pre-tested Credit Underwriting Models - Early Warning Signals (EWS) - Bank Statement & GST Analysis - Automatic AI/ML Model Builder |
| 20 | Signzy | - Onboarding - KYC/KYB APIs - Credit Decisioning support - Early Warning - Risk Monitoring |
| 21 | Synergylabs Technology Rahul Leekha rahul@synlabs.io +91-98960-39393 | - Data Science / AI & ML specialists - Credit Analytics - Workflow automation - Credit Risk Scoring - Transaction, Risk and Fraud detection - Early Warning System - GST analysis - Bank Statement analysis |
| 22 | Think360 - Algo360 | - Data enrichment solution - Credit score & underwriting |
| 23 | TransUnion Products and Solutions Sounak Sinharay Sounak.Sinharay@transunion.com +91-63649-76644 | - Data Science and Analytics - Credit Scores - Credit Underwriting Models - Credit + Non-Credit Underwriting Models - Integrated scorecards based on credit as well as non-credit data like GST, Bank Statement - GST Analysis - Bank Statement Analyser - Business Rule Engine - Portfolio monitoring - Risk Monitoring / Early warning signals – Credit, Fraud - Business Growth Opportunity Analysis - Fraud Analytics - Collections Analytics |
| Vayana Network | - Vayana Good Business Score for realtime MSME risk assessment - Digital Supply Chain Financing Stack - Advanced GST Analytics for Network Discovery - Vayana Tap: MSME payments solution - India's largest GST Suvidha Provider - E-Invoice and InvoiceXchange Stack |
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| 24 | WonderLend Hubs | - GST Analysis - SB Bank Statement - Current Account Statement - Credit Report - Highly Customizable (by client users) credit scoring and UW engine |
| 25 | xlrt | - Automated analysis of financial transactional data |