Financial Information Users use the Account Aggregator framework to acquire data of the customer with their consent. While the FIP-FIU TSPs are providing the FIP-FIU modules, there are various other services that are required to make full use of the data received from the Account Aggregator digital public rails.
Data Analytics Technical service providers (TSPs) provide the following services to the AA ecosystem,
Disclaimer: This is a comprehensive list of Sahamati’s member Technology Service Providers that implement the AA data analytics. Sahamati has empanelled only Certifiers. We encourage you to do independent due diligence before onboarding any of the TSP.
- Underwriting models
- SME scorecards
- Early Warning Monitors for lending and wealth management
- Lead Management System
Sahamati doesn’t endorse any products or services of any entity, including that of TSPs.
To gain more benefits from the Sahamati alliance, please see our membership page for details.
| Sl No | Company Name | Services |
|---|---|---|
| 3 | Cygnet Infotech Private Limited Rahul Bohra +91-74339-70638 rahul.bohra@cygnetinfotech.com | - GST Analysis - Bank Statement Analysis - ITR Analysis - Financial Statement Analysis - Credit Card Statement Analysis - Pay Slip analysis - Credit Underwriting Model - GST Return Compliance Score: Early Warning Indicator for NTC customers - Credit Decisioning and Monitoring Platform - Invoice Verification for Trade - Cross analysis based on GST, ITR and Bank statement - Early warning based on GST and Bank statement |
| 5 | D2K Technologies India Private Limited Supriya Shidgane +91-82869-19943 co-ordinator@d2kindia.com | - Cash Forecasting and Cash Flow Analysis - Dashboards for understanding competition and behavioural patterns - Dynamic Collection Management using Alternate data and CRM data - NLP Driven Digital Collection Communication Analytics - Collection Settlement Recommendation Engine - Digital lending platform for Retail, SME and Corporate Loan products - Pre-build Credit Underwriting Models for Retail and SME lending products - Bank, GST, ITR Statement Analytics - AI & ML based Data and Bureau Report Analytics -“Credit Risk Engine for Monitoring and Asset Quality Analytics” (CRisMac EWSScore) for Early Warning System using analytics for default prediction - Transaction Analytics for SB and CA Bank Statement - Video enabled KYC/Customer Engagement - Credit Rating for Loans & Advances - Deposit & CASA Analytics - Financial Statements and Pay Slips Analytics - Rich Sentiment Analysis for News/Blogs and Social Media footprint of Companies - API-based data aggregation and Loan Management System - Automated Credit Appraisal/ Review Memorandum - Automated Eligibility Calculators and Credit Limits - Workflow automation |
| 6 | Digitap.ai Nageen Kommu +91-99871-74427 nageen.kommu@digitap.ai | - Analytics for automated credit underwriting - Fraud detection specifically, identity fraud and document fraud - User profiling |
| 10 | Finacus Solutions Pvt. Ltd. Ashwin Ayyappan +91-98205-34356 | - Bank Statement Analyser - AI/ML enabled Document Data Extraction - Video enabled KYC/Customer Engagement - Customer Onboarding - Anti-Money Laundering Solution - Credit Rating for Loans & Advances - Deposit & CASA Analysis - Customer Segmentation & Targeting - Loan Journey Monitoring - Analytics of Reports from Enterprise Systems |
| 11 | Finarkein Analytics | - Consumer Information Platform for Regulated BFSI companies - Cross-domain data sourcing, processing and presentation - Single source of authentic financial and non-financial Consumer Information - Insurance Sales, Underwriting, Service and Claims solutions - Verification, Assessment, Monitoring & Advisory solutions for Lenders, Wealth, PFM and FinTechs - low/no code integration solutions with simplest interfaces and high degree of customization flexibility - Build-your-own option with process flow orchestration and query layer |
| 14 | Finezza | - Bank Statement Analyzer - Credit Bureau Data Analysis |
| 18 | IDfy Anusha Malani anusha.malani@idfy.com +91 99209 97096 | - No code platform for seamless entity onboarding - Customer & Entity Due Diligence through KYC & KYB checks - Identification document tampering checks - Video services for enabling KYC & lending due diligence - Risk estimation through email ID & mobile number checks - Income Verification through multiple checks - Income estimation (Bank stmt analysis, alternative data analysis) - Background checks enabling 360 degree risk profiling |
| 23 | Leap247 Finnovations Private Limited | - Data Categorisation & Enrichment - Wealth & Net worth Insights - KYC & Account Check - Income Estimation & Employment Validation - Credit-worthiness & Risk - Liquidity & Solvency - Collections & Loan Monitoring - Fraud & EWS - Financial Health & Discipline - Experience & Engagement via PFM SDK & APIs |
| 24 | Lentra Ms. Ashwini Patil-Sachdeo accounts@lentra.ai +91 9665512511 | - Multibureau - Business Rule Engine - Lead Management System - Data Science /AI & ML Capabilities - Score Cards (Geography, New to Credit, Migrant Worker, Geo Fencing) |
| 28 | Perfios Software Solutions Vinay Sathyanarayana vinay@perfios.com +91-98867-04815 | - Data Aggregation and Analytics Platform: BSA, GST, FSA, Tax, Verification Solutions - Cross Analysis and Fraud Analytics - Lending Solutions: Retail, SME - E2E Consumer lending Lifecycle: P2P lending, Customer on-boarding, Invoice Discounting - Personal Finance Manager SDK |
| 29 | Pirimid Fintech Mohit Nebhnani info@pirimidtech.com +91-81601-37817 | - Transaction analysis - Credit Scoring & Underwriting - Early Warning System - GST Analysis |
| Setu Ron Sebastian ron@setu.co +91-81295-98428 | - Bank Statement Analysis - GST Analysis - ITR Analysis - Fraud Analytics - Alternate data based underwriting |
|
| 32 | Signzy Mr. Paryul Jain paryul.jain@signzy.com +91 8209181349 | - GST Analytics - Bank Statement Analytics - ITR Analytics - Digital Onboarding - Alternate data underwriting - KYC/KYB Solutions - Due Diligence and Identity and Fraud detection |
| 35 | TransUnion Software Services Pvt. Ltd. Sounak Sinharay Sounak.Sinharay@transunion.com +91-63649-76644 | - Data Science and Analytics - Credit Scores - Credit Underwriting Models - Credit + Non-Credit Underwriting Models - Integrated scorecards based on credit as well as non-credit data like GST, Bank Statement - GST Analysis - Bank Statement Analyser - Business Rule Engine - Portfolio monitoring - Risk Monitoring / Early warning signals – Credit, Fraud - Business Growth Opportunity Analysis - Fraud Analytics - Collections Analytics |
| 36 | Vayana Network | - Vayana Good Business Score for realtime MSME risk assessment - Digital Supply Chain Financing Stack - Advanced GST Analytics for Network Discovery - Vayana Tap: MSME payments solution - India's largest GST Suvidha Provider - E-Invoice and InvoiceXchange Stack |
| 37 | WonderLend Hubs | - GST Analysis - SB Bank Statement - Current Account Statement - Credit Report - Highly Customizable (by client users) credit scoring and UW engine |
| 40 | iSolve Technologies Pvt Ltd Mr.Adithya Vikram Singh ( West, North & East India) business@isolve.global +91-78258-78258 Mr.Anand ( South India) business@isolve.global +91 78240 78240 | - Bank Statement Analyzer - Financial Statements Analyzer - Comprehensive Cersai KYC Platform - End to End digital customer onboarding, using through Aadhar, PAN, Driving License, Passport, Ration Card - CKYC search and download - AI / ML based Aadhar Masking - Exclusive Video KYC onboarding platform - In-built ReKYC Flow - KYC / ITR / GST Analyzer - Credit Report Analyzer - Pay Slips Analyzer - 360 Risk Assessment with Reconciliation - AI/ML enabled Document Data Extraction - Anti-Money Laundering Solution - Plug and play AI /analytic platform - Data Categorisation & Enrichment - Early Warning, Risk Monitoring - Analytics driven -Customer segmentation for Debt Collection - Transaction Analysis - Cross-domain data sourcing, processing and presentation - Verification, Assessment, Monitoring & Advisory solutions for Lenders, Wealth, PFM and FinTechs - Risk Intelligence and Profiling - API-based data aggregation |
| Online PSB Loans Mr. Kavan Mankad legal@onlinepsbloans.com +91 9687223667 | Bank Statement analyser | |
| Capital Quant Solutions Pvt Ltd Mr. Pravin Lal pravin@finstinct.com +91 9717004027 | FinStinct works on bank account statements, Financial results of companies, News and KYC document reconciliation with PoI and PoA. | |
| Indus Net Technologies Private Limited Mr. Debopam Majilya tsp@indusnet.co.in 9836666760 | Bank Statement Analyzer, Payslip Analyzer |
|
| Protean eGov Technologies Ltd. Mr. Rahul Agarwal RahulA@proteantech.in +91 9769742292 | Advanced analytics for enabling innovative services/ product | |
| Finments Tech Private Limited Ms. Deepthi M deepthi.m@groww.in +91 9538810239 | 1. Smart analytics: Bank statement, GST, PF, Investments analyser 2. Customer Profiling: Credit scoring, personalised leads engine & early warning system 3. Dashboard & Intuitive UX |
|
| FinTech Products and Solutions India Private Limited (Moneyone) A Krishna Prasad kp@onemoney.in +91-90300-98999 | Data Analytics for AA ecosystem | |
| Artivatic Data Labs Private Limited Mr. Layak Singh layak@artivatic.ai +91 9557162244 | Data Analytics for AA ecosystem | |
| Think Analytics India Pvt Ltd Mr. ameya.chousalkar@think360.ai layak@artivatic.ai +91 9011041590 | AAmaze bank statement analyzer for AA | |
| TransUnion CIBIL Limited Yadavanand Das yadavanand.das@transunion.com +91-98692-40401 | Credit Scores – Customized Credit Underwriting Models – Customer onboarding journeys – - Customer segmentation – - Alternate data based score cards - Portfolio monitoring - Early warning signals based on credit information and alternate data - Fraud Analytics – Collections Analytics - Customer Targeting - Transaction Analysis - Multibureau connectors - Custom Analytics |
|
| Electronic Payment and Services Private Limited Pughal Sriram pughal.sriram@electronicpay.in +91-79747- 47692 | Data Analytics for AA ecosystem | |
| Litefin Solutions Private Limited Jagan Rao jagan.rao@litefin.net +91-70933-20633 | - Bank Statement Analysis - Financial Statement Analysis - Income & Expense Categorisation - Data Science and Analytics - AI/ML based personalized recommendations for income growth and expense reduction - Helping Banks & Financial Institutions in revenue growth, with targeted based recommendations to their customers - Customer Segmentation & Targeting - Targeted marketing campaigns - GST Analysis - ITR Analysis |
|
| Artivatic Data Labs Pvt. Ltd. Mr. Layak Singh layak@artivatic.ai +91 95571-62244 | - Underwriting Management System - Lead Management System |
|
| Finboost Software Private Limited Mr. Prashant Paliwal prashant@boost.money +91 99800-99225 | Platform to analyse and score AA data for FIUs | |
| Transbnk Solutions Private Limited Mr. Sachin Gupta sachin.gupta@transbnk.co.in +91 78387-17181 | We will act as TSP for the lender and help in integration for the AA system followed by generation of detailed insights into transaction patterns | |
| Finsire Technologies Private Limited Mr. Mridul Manhas mridul@finsire.com +91 99624-91614 | Finsire builds use-cases to augment the Digital Public Infrastructure (DPI) development across various asset classes. The technology rails aggregate various identification and verification tools to enable easy retrieval of user\’s assets. The company builds platforms and APIs for Lenders, Fintechs, Asset originators and Brokers to create meaningful use cases in areas of credit scoring, secured credit availing, financing purchases and more. | |
| Novel Patterns Private Limited Limited Mr. Ashutosh Singh ashutosh@novelpatterns.com +91 91935-3495709 | Providing FIU/FIP modules with one stop Client Onboarding on AA with Analytics from AA data. | |
| Moshpit Technologies Private Limited (Finbox) Mr. Rajat Deshpande rajat@finbox.in +91 78924-17358 | Digital credit infrastructure and risk intelligence suite that helps you launch and scale new-age credit products. Without any heavy-lifting | |
| Genesis Artificial Intelligence Private Limited (Glib.ai) Mr. Purav Parekh purav@glib.ai +91 98251-79925 | -Bank Statement Analyzer -Financial Statements Analyzer -Invoice Processing -ITR/GST Analyzer -Credit Report Analyzer -Pay Slips Analyzer -360 Risk Assessment with Reconciliation |
|
| Lithasa Technologies Private Limited Mr. Deekshith Marla deekshith@arya.ai +91 91675 56712 | Analysis and comprehensive reports on bank statements and transaction details | |
| Silence Laboratories Pte. Ltd. Dr. Jay Prakash jay.prakash@silencelaboratories.com +65 84528729 | We offer libraries based on Multi-Party Computation (MPC), which allows for privacy preserving data collaboration and computation. Sensitive information across different sources can be securely processed and analysed without exposing the data to other parties or having the risk of data breaches | |
| JOCATA Mr. Shailesh Deshpande shailesh.deshpande@jocata.com +91 9545023000 | - LSP APP Design & Build (eg: IPPB) - Scoring Models for Retail & SME |
|
| Juspay Technologies Private Limited Mr. Ankan Sengupta ankan.sengupta@juspay.in +91 8777547143 | - Credit experience design. - Credit analytics and orchestration. - Business rule engine, score cards and underwriting. - Lending solutions: consumer credit, - SME credit. |
|
| Bluevine Technologies Private Limited Mr. Sandeep sandeep.sathyanarayana@corpository.com +91 9886085438 | Delivering end-to-end automated solutions that generate insights, intelligence and value for our clients. | |
| FINFORT INFOTECH LLP Mr. Sandeep sandeep.sathyanarayana@corpository.com +91 9886085438 | Automated Solution that generates insight, intelligence and value for our clients. | |
| Cashfree Payments Mr. Varun Goradia varun.goradia@cashfree.com +91 8770422515 | - Fraud Detection, - Risk Analysis, - KYC based Identity Verification, - Bank Statement Analysis |
|
| SurePass Technologies Mr. Abhishek Kumar abhishek.kumar@surepass.io +91 8571967928 | - KYC & KYB Solutions - Workflow automation - Video-enabled KYC/Customer Engagement - Customer Onboarding - Anti-Money Laundering Solution - No code platform for seamless entity onboarding - Income Estimation & Employment Validation - CKYC search and download - End to End digital customer onboarding, using through Aadhar, PAN, Driving License, Passport, Ration Card - Verification, Assessment, Monitoring & Advisory solutions for Lenders, Wealth, PFM and FinTechs |
|
| Techbulls Softtech Pvt. Ltd. Mr. Sumit Teke sumit.teke@techbulls.com +91 9975709032 | - Transaction Categorisation - Income Verification - Expense Analysis - Account Access Verification - Account Holder Verification - Affordability check - Account Aggregation |
|
| Handy Online Solutions Private Limited Mr. Piyush Peshwani piyush@ongrid.in +91 8800955266 | To provide an analytical layer to classify FI data in various categories. We already provide KYC and other authentication services to banks and fintech. |
|
| Finfactor Technologies Private Limited Mr. Manoj Alandkar manoja@cookiejar.co.in +91 9822289017 | Platform for Financial Information Users (FIU) and Financial Information Providers (FIP).to integrate into the AA ecosystem. Built-in APIs. Auto-routing of request to any AA. Insights into customer data and more | |
| Edgeverve Systems Limited (infosys) Mr. Manish Jain manish.jain05@infosys.com +91 98867 69023 | Data Analytics for AA ecosystem | |
| Niti AI Mr. Hari Subramanian hari@niti.ai +91 91083 13377 | We enable hyper-personalized UI/UX for AA including consent, data sharing, and user experiences and associated data analytics capabilities to power the UI/UX (like PFM/BFM) | |
| Slamdunk Services Private Limited Mr. Shubham Arora shubham@onebharat.tech +91 981080 0850 | Insights, analytics, data enhancements, proprietary software technology, embedded solutions, open finance requirements, financial checks & wellness, dynamic embedded UI UX, risk, fraud, credit underwriting using AI leveraging the AA rails to extend credit. | |
| Aurorax Private Limited (BharatX) Mr. Mehul Nath Jindal mehul@bharatx.tech +91 88262 68273 | Embedded/White-labelled Credit Products such as Buy Now Pay Later, Credit Khata/Postpaid, Consumer Durable EMIs, Personal Loans, Underwriting Support, Lead Generation, Data Processing, Alternate Data Services, intelligence for Collection support, Credit disbursal tools |