Fair Use in the Account Aggregator Ecosystem

The December 2024 Pragati session, conducted in partnership with Finarkein Analytics on 19th December 2024, focused on the imperative discussion of fair use within the Account Aggregator (AA) framework. The speakers emphasised the rapid adoption and growth of the AA ecosystem, highlighting its evolving implementation by businesses and financial institutions.

Key aspects discussed included:

• Importance of Fair Use: Ensuring data-sharing practices align with consent-driven guidelines and uphold user rights.
• Processes and Guidelines: Establishing clear standards for data usage, transparency, and accountability.
• Collaboration: Engaging stakeholders to align on best practices that foster trust and innovation in the AA ecosystem.

The session provided valuable insights into the frameworks and processes that enable the ethical and efficient use of data within the AA ecosystem.

The deck presented at the Pragati session can be accessed here, and the session recording is available on YouTube.