| Guideline No. | FUR001 |
| Purpose | To clarify the definition of FIUs |
| Description | As per RBI Master Directions, “Financial information user” means an entity registered with and regulated by any financial sector regulator.As per PFRDA’s Circular No.: PFRDA/2023/32/REG-POP/07 dated 22nd November 2023:
“Financial information user (FIU) means an entity registered with and regulated by any financial sector regulator. Notwithstanding anything to the contrary mentioned above, it is expressly stated that the Point of Presence registered under Regulation 3(1)(i) and 3(1)(ii) of PFRDA (Point of Presence) Regulations, 2018, shall act as Financial Information User (FIU), while other intermediaries registered with PFRDA would not qualify to become FIU.” |
| Stage | Finalised |
| Published Date | 21/02/2024 |
| Guideline No. | FUR003 |
| Purpose | To clarify if an FIU may have multiple entries in the central registry |
| Description | An FIU may have multiple deployments of its FIU gateway, either to serve different departments within its FIU or as a technical redundancy measure.
Each such gateway may have its own public IP, public keys. In the current version of the central registry and token service, each such gateway will have its own entry, with its own unique FIU ID. |
| Stage | Finalised |
| Guideline No. | FUR004 |
| Purpose | To clarify if a holding company that is not a registered and regulated entity itself can be considered an FIU |
| Description | Only entities that are directly “Registered with and regulated by” a financial sector regulator can be considered an FIU.
Any other entity, including parent/holding companies of such an entity are not considered an FIU. |
| Stage | Finalised |
