Empowering Indians with their Data for a Better Financial Future

Sahamati is powering harmonious adoption of the Account Aggregator framework to
create better value and innovative services for every Indian through secure exchange
of financial data.

Signatories to Sahamati Participation Terms


Pramod Rao

Group General Counsel, ICICI Bank
Member, Sahamati Advisory Council

“Sahamati represents an opportunity to ensure parity in dealings for the financial consumers and among the three key ecosystem participants. It underpins the framework of required principles of interoperability, interdependency and reciprocity for delivering consent based data transmission, with mechanisms should any role encounter any differences among the financial consumers and the participants. Sahamati is essential for creating a healthy AA ecosystem. Frankly, if Sahamati didn’t exist, we’d have to invent it!”

Sahamati is Building Digital Commons

Accounts Linked

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Consent Requests

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Union Bank of India is the first Public Sector Bank to go live on AA


SEBI to join Account Aggregator ecosystem announces Chairperson Madhabi Puri Buch in SEBI Ideathon

AA Ecosystem Participants

Each participant of the account aggregator network enables easy and secure exchange of data for the customer’s benefit.


Better Control to Deliver Better Value

The Account Aggregator framework is India’s entry into the world of open banking. This RBI approved initiative provides limitless opportunities to deliver better value and create innovative services for customers.

  • User-controlled data sharing
  • Unified consent management
  • Frictionless, secure means to move data
  • Real time access to user’s data

Blogs & Insights

Create a Account Aggregator Handle to simplify the process of availing loan and other financial services

17 Jun 2022

Pragati – The SAHAMATI Newsletter – April 2022

08 May 2022

Financial Information Providers (FIP) in the AA Ecosystem

15 Apr 2022

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Account aggregator system for credit access all set to onboard GSTN, PSBs

MSME Digital Lending Gains Momentum

Nithin Kamath: Zerodha founder Nithin Kamath’s next mission: Consolidate dad’s portfolio – The Economic Times

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