Empowering Indians with their Data for a Better Financial Future

Sahamati is powering harmonious adoption of the Account Aggregator framework to
create better value and innovative services for every Indian through secure exchange
of financial data.

News

Account aggregator concept can be the next UPI in India: Adhil Shetty of BankBazaar

News

Axis Bank’s loan disburals increased 30% since Go–Live on the Account Aggregator framework

News

Sebi’s endorsement of the AA Framework—another watershed moment?

Accounts Linked

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Consent Requests

0 Million

Participants

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AA Ecosystem Participants

Each participant of the account aggregator network enables easy and secure exchange of data for the customer’s benefit.

Signatories to Sahamati Participation Terms

Major financial institutions in India have adopted the Account Aggregator framework to provide consented data

WHY ACCOUNT AGGREGATOR

Better Control to Deliver Better Value

The Account Aggregator framework is India’s entry into the world of open banking. This RBI approved initiative provides limitless opportunities to deliver better value and create innovative services for customers.

  • User-controlled data sharing
  • Unified consent management
  • Frictionless, secure means to move data
  • Real time access to user’s data
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HOW SAHAMATI CAN HELP

A Trusted Platform for Collaboration

Sahamati is a nonprofit member-driven industry alliance that provides you with the expertise and the resources needed for harmonious AA adoption.
Participate

Participate

Debate, discuss and decide key policies and practices to better the framework.

Adopt

Adopt

Gain resources and tools to seamlessly integrate the framework within your present structure.

Innovate

Innovate

Get all the support needed to bring new ideas to life for your customers.

Learn

Learn

Learn from peers, experts and advocates to adopt and improve customer experience.

Nandan Nilekani

“Our experience in technology has been that once all the building blocks are in place and we are able to get everyone connected and on the same platform, suddenly magic happens and things take off. We saw that with UPI. The same can happen for Account Aggregators..”

Nandan Nilekani

Chairman, Infosys

Pramod Rao

“Sahamati represents an opportunity to ensure parity in dealings for the financial consumers and among the three key ecosystem participants. It underpins the framework of required principles of interoperability, interdependency and reciprocity for delivering consent based data transmission, with mechanisms should any role encounter any differences among the financial consumers and the participants. Sahamati is essential for creating a healthy AA ecosystem. Frankly, if Sahamati didn’t exist, we’d have to invent it!”

Pramod Rao

Member, Sahamati Advisory Council

Blogs & Insights

Global Fintech Festival 2022: RBI Governor highlights AA’s role in availment of Credit to all

20 Sep 2022

Announcing the Sahamati Ecosystem Grants Framework

14 Sep 2022

Create a Account Aggregator Handle to simplify the process of availing loan and other financial services

17 Jun 2022

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Media

Nirmal Jain, IIFL quashes concerns on RBI ban on Loan Collection by third parties, calls for “Account Aggregators as wonderful alternatives for loan collection”

Account aggregator concept can be the next UPI in India: Adhil Shetty of BankBazaar

Axis Bank’s loan disburals increased 30% since Go–Live on the Account Aggregator framework

View All