Loan Monitoring Use Cases can derisk the loan books of lenders as they can be proactive in engaging with the borrower when they see the economic signals of the borrower going down.

Consent Information
"ConsentDetail": {
    "consentStart": "2020-01-06T11:39:57.153Z",
    "consentExpiry": "2025-01-06T11:39:57.153Z",
    "consentMode": "STORE",
    "fetchType": "PERIODIC",
    "consentTypes": [
      “PROFILE, "SUMMARY", “TRANSACTIONS”
    ],
 
Identifier Section
"DataConsumer": {
      "id": "DC1",
      "type": "AA"
    },
    "DataProvider": {
      "id": "DP1",
      "type": "FIP"
    },
    "Customer": {
      "id": "customer_identifier@AA_identifier"
    },
"Purpose": {
      "code": "104",
      "text": "Loan Monitoring",
    },
 
Data Section
"FIDataRange": {
      "from": "2020-01-06T11:33:34.509Z",
      "to": "2025-01-06T11:33:34.509Z"
    },
    "DataLife": {
      "unit": "YEAR",
      "value": 5
    },
    "Frequency": {
      "unit": "DAY",
      "value": 1
    },
 
Consent Digital Signature:
"consentDetailDigitalSignature": "aTRddfhasTY54HAH"