We take great pleasure in presenting to you Sahamati’s new brand identity. A few months ago we had called for entries from the creative community to help us design a logo for Sahamati. We are reaching out to creative minds to help us create the next most recognizable brand in India. Your work will have […]
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Uday Sahamati Account Aggregator Case Study Competition Finalists
Mumbai FinTech Hub (MFH) received a very good response to its first edition of the Uday Case Study Competition in collaboration with Sahamati. The competition saw a diversified set of use cases by students that can be built with the account aggregator framework. After a detailed evaluation by the Competition panellists, the top 10 national […]
Data Governance for the Account Aggregator Framework
The technical architecture and specifications for the Account Aggregator were built by a team of volunteers, who aim to build Digital Public Goods for India. With the Account Aggregators set to be operationalized soon, we also aim to have robust governance frameworks in place. To enable this we are setting up working groups and sub-committees, […]
India’s First Account Aggregator Hackathon to be held in July 2020
The current times are very tough for many people all over the world, but we hope that all of you are keeping physically and emotionally healthy. The worst will be over soon, and there is a lot to look forward to! With that said, let us dive into the hackathon. In 2016, NPCI launched the UPI […]
Uday – Sahamati Account Aggregator Use Case Study Competition
Mumbai FinTech Hub (MFH) has launched its first edition of Uday Case Study Competition. The theme for case study competition is Account aggregators and invites next-gen entrepreneurs to come up with innovative use cases around it. The competition is open for PAN India students. It gives us great pleasure to collaborate with Mumbai FinTech Hub […]
Certification Framework For The Account Aggregator Ecosystem
1. Introduction DigiSahamati Foundation (Sahamati) is a Collective of Account Aggregator ecosystem being set up as a non-Government, private limited company. The RBI approved a new class of NBFCs in 2016 to act as Account Aggregators, whose primary responsibility is to facilitate the transfer of user’s financial data with their explicit consent. This primarily includes […]
Loan Monitoring Use Case For Account Aggregator Framework
Majority of the Lenders have an analytics module to determine the ‘collectability’ of the loans given to their borrowers. If the borrower is an ‘Existing to Bank (ETB)’ customer, the lender is able to analyze the bank statement to determine the Financial Health of the Borrower. However, today there are many more data signals which […]
What is an Informed Consent & Consent Artefact?
Companies want access to more and more of your personal data. The Personal Data Protection Bill 2019 [currently referred to a Joint Parliamentary Committee (JPC) of both the Houses of Parliament] requires entities to take Consent from Data Principals (data owners) to access and further process their data. Consent helps both entities – Data Principals […]