Aikya Program Overview

Aikya (ऐक्य), meaning “oneness” or “unity” in Sanskrit, is a global collaborative initiative led by Sahamati to develop a standardized AI framework for the Account Aggregator (AA) ecosystem and similar systems worldwide. By engaging global leaders in AI, cloud infrastructure, and finance, Aikya fosters innovation, interoperability, and trust across Open Finance ecosystems.

Mission

To build Aikya a collaborative AI Program designed to solve problems like fraud and risk assessment at an ecosystem level, while protecting the Account Aggregator ecosystem against technological obsolescence Aikya prioritizes data privacy, regulatory compliance, and consumer consent, empowering businesses with innovative, scalable solutions for delivering secure, personalized financial services while fostering trust and consistent customer experience in the open finance landscape.

Program Objectives

• Accelerate AI Deployment for Enhanced Customer Experiences: Enable rapid and secure integration of AI solutions to drive innovation and improve customer engagement across industries.
• Enable Seamless Data and Model Portability/Migration Across AI Agents and Language Models: Optimize AI performance and adaptability across the ecosystem enabling solving problems like fraud and risk management at ecosystem levels while protecting the ecosystem against technological obsolescence and vendor lock-ins.
• Promote Responsible AI Innovation and Sustainable Growth: Balance ethical AI development with business scalability, empowering providers to innovate responsibly and grow sustainably.