In the MoRD/NABARD Workshop the Consent Template CT046 was finalised to enhance transparency in data sharing with government agencies, ensuring beneficiaries understand its purpose while also enabling the assessment of government schemes’ efficacy and impact.
For Sahamati’s internal records and explanation to the community
| Sl. No. | Consent Template Information | Description | Further Explanation |
|---|---|---|---|
| 1 | Consent Template ID | CT046 | For Sahamati's internal records and explanation to the community |
| 2 | Status | Active | For Sahamati's internal records and explanation to the community |
| 3 | Use Case Category | Account Monitoring | For Sahamati's internal records and explanation to the community |
| 4 | Use case | To measure the efficacy and impact of government schemes | For effective monitoring of government schemes |
| Last published on: | 14th Feb 2025 |
Consent Attributes and Values ( as per ReBIT specifications)
| Sl. No. | Consent Details (Attributes) | Values (as agreed in the Council | Rationale |
|---|---|---|---|
| 1 | Purpose Text | As agreed by FIUs to show to the customer: To verify income and job continuity of beneficiaries of government schemes As per ReBIT: Explicit consent for monitoring of the accounts | To ensure the beneficiary understands the reason for sharing data with government agencies |
| 2 | Purpose Code | 104 | Explicit recurring consent since MoRD needs to monitor trainee for a period of 13 months |
| 3 | Purpose Code Category Name | Account Query and Monitoring | As per ReBIT |
| 4 | FI Types | DEPOSIT | Data sharing of only one bank account that has been provided for Salary verification |
| 5 | Consent Types | Profile, Summary, Transactions | Profile and Summary needed to confirm the beneficiary |
| 6 | Fetch-type | Periodic | Monitoring of salary is required for a certain period |
| 7 | Maximum Frequency | 3 per month | It is necessary to track salary credits, and in cases where salaries are not credited, a retry process should be initiated |
| 8 | Maximum FI Data Range | 1 month | Salary credits need to be monitored on a monthly basis. |
| 9 | Maximum Consent Validity | 18 Month | Monitoring of employment status and verification of salary of trainee for the period of 18months as per discussion with MoRD |
| 10 | Maximum Data Life | 1 Day | The data received would be validated the same day of data is recieved |
Please note that the parameters of the individual consent templates in the Consent Template Library represent upper bounds for the respective use cases, as decided in the relevant User Councils. The parameters in the consent templates should be treated by participant(s) as outer limit(s) and not be construed as legal advice in any manner. Participants are encouraged to review their use case(s) and ensure compliance with applicable laws, including the RBI Master Directions on NBFC-AA and the DPDP Act.
Sahamati will publish additional consent templates as the AA ecosystem evolves based on discussions in the relevant Use Case Councils and the Fair Use Committee. Existing consent templates may also be revised based on statutory and regulatory guidance, including the DPDP Act and the Rules issued thereunder.