Back to Blogs

SamvAAd Returns: Shaping the Next Chapter of India’s AA Ecosystem

July 31, 2026 3 min. Read

Are you ready for conversations that will shape India’s Account Aggregator ecosystem?

That’s the idea behind SamvAAd, Sahamati’s flagship annual community event for India’s open finance ecosystem. As the conversations that began in 2024 continue to evolve, the countdown to SamvAAd 2026 has officially begun.

Following the event’s successful edition two years ago that brought together more than 1,200 leaders from over 500 organizations in 2024, this year’s edition will be held on October 14-15, 2026 in Mumbai. As in the past, SamvAAd continues to be envisaged as more than just a conference. It is a platform where policymakers, regulators, financial institutions, fintechs, Account Aggregators (AAs) and ecosystem partners can exchange ideas that define the future of India’s open finance ecosystem.

True to its name, the goal remains encouraging dialogue (or samvaad) across the AA ecosystem.

The Journey So Far

Such conversations about the future of AA could not be happening at a better time.

India’s AA ecosystem is currently at an inflection point. It had more than 493 million consents and 2,887 million linked accounts enabled in July 2026. That is a 4X increase since the last edition of SamvAAd was held just two years ago.

This rapid growth reflects the increasing trust and participation of stakeholders across the ecosystem. What began as an innovative approach to enabling secure financial data sharing is now evolving into a critical digital infrastructure layer, supporting new possibilities across lending, investments, insurance, and financial services.

The numbers continue to speak for themselves. In FY26, AA also surged forward and facilitated the delivery of 37.6 million financial products and services across the country’s capital markets and insurance industry, according to Sahamati’s Data Unlocked Report FY26. This reflects the increasing relevance and usage of AA across financial sectors, as uses cases move beyond lending to other areas, such as insurance and capital markets as well.

As adoption expands, the focus is also shifting from building the foundations to creating deeper impact, developing solutions that make financial services more accessible, efficient, and responsive to the needs of individuals and businesses.

SamvAAd 2026 is growing alongside the ecosystem itself.  

Why SamvAAd 2026 Matters

In 2026, as adoption of the AA framework gains momentum, Sahamati is building conversations around how secure, consent-based financial data sharing is enabling smarter risk assessment, improving credit decisioning, and expanding access to financial services. 

The theme for the 2026 event is “Smarter Risk and Inclusive Finance”. This is especially relevant at a time when the open finance movement is transforming how financial data is accessed and used, with individuals and businesses at the center.

The next phase of AA adoption will be shaped not only by scale, but by how effectively the ecosystem can translate data-sharing capabilities into meaningful outcomes. From enabling more informed lending decisions to creating personalized financial experiences, consent-based data sharing has the potential to redefine how financial services are designed and delivered.

As institutions move from experimentation to deployment, AI and technology-enabled interoperability are also opening new, exciting opportunities.

Against this backdrop, the dialogue at SamvAAd has never been more relevant.

From Event to Community Platform

SamvAAd has always been so much more than a traditional industry conference, and that remains true in 2026 as well.

This year’s event combines ecosystem insights from policymakers, regulators, and industry leaders with real-world implementation from financial institutions and fintechs. It is where product innovation and inclusive finance come together in practice.

At its heart, however, are the conversations that drive the ecosystem forward. Through keynote sessions, panel discussions and networking opportunities, builders, implementers and ecosystem stakeholders come together to exchange ideas, share experiences, and shape the future of India’s open finance ecosystem.

Who Should Join the Conversation

It is this combination of insights, implementation, and collaboration that makes SamvAAd valuable for participants across the AA ecosystem.

We expect these conversations to be especially valuable for a wide range of stakeholders, including banks, NBFCs, fintechs, Account Aggregators, product teams, risk leaders, policymakers, compliance professionals, technology providers, and researchers.

Whether you are enabling adoption, building solutions, or exploring new opportunities in open finance, SamvAAd 2026 offers a platform to connect with the people shaping the AA ecosystem.

The Next Stage Begins Here

India’s open finance ecosystem is entering a new phase of growth. As adoption expands and new use cases emerge, collaboration across the ecosystem will be key to unlocking the full potential of consent-based financial data sharing.

SamvAAd 2026 brings together the people shaping this journey, from policymakers and regulators to financial institutions, fintechs, AAs, technology providers and ecosystem builders. It is a space to exchange ideas, share learnings and explore how innovation can translate into meaningful impact for individuals and businesses.

If you’re helping build the future of consent-based financial data sharing, this conversation is for you. Join us at SamvAAd 2026 as we come together to shape the next chapter of India’s open finance ecosystem.

Share this post