What Clients Says
The entire Account Aggregator ecosystem can transform the pension landscape by enabling seamless, consent-driven access to financial histories ensuring no citizen is left behind in retirement planning and advancing the vision of universally accessible pensions.
Siva S. Ramann
Chairperson, PFRDA
On the 4th AA Foundation Day, we celebrate the progress of the Account Aggregator framework in transforming securities markets—enabling personal finance management, advisory, portfolio management, and assessing net worth for F&O accounts. The framework is also emerging as a powerful tool for compliance and fraud prevention. With future possibilities like unified financial data, AI-driven advisory, seamless KYC, and Loan against wealth & securities, AA is poised to drive innovation on India’s journey to Viksit Bharat 2047.
Mr. G.P. Garg
Former Executive Director, SEBI Advisory Council, Sahamati
On Account Aggregator (AA) Foundation Day, we congratulate the AA Ecosystem for making financial data sharing safe, simple, and consent-driven. We see the AA Framework promoting the use of data, analytics and technology for designing insurance products that are more affordable, accessible, and tailored to people’s needs. In 2025, the use of AA increased in the insurance sector, particularly for underwriting term insurance policies, and we encourage more insurance companies to experiment and innovate using the powerful DPI rails. This DPI is poised to play a key role in ensuring that every Indian family has adequate protection, and we achieve the country’s objective of “Insurance for All by 2047”.
Ajay Seth
Chairperson, IRDAI
The Regulatory approved Account Aggregator framework is an important pillar in India’s digital public infrastructure, designed to unlock the value of trusted data for the economy.
By enabling secure and consent-driven data sharing, AA is not only advancing financial inclusion but also laying the foundation for innovative, data-led financial services that can serve citizens and enterprises across the spectrum. As we mark September 2 as Account Aggregator Foundation Day, it is a moment to reflect on how far the ecosystem has come and the immense potential that lies ahead.
Dilip Asbe
MD & CEO, NPCI
In the current integrated environment, the Account Aggregator (AA) ecosystem is likely to significantly impact digital lending to underpenetrated segments across Retail and MSME. We were the first Bank to launch digital lending through the AA framework in fiscal 2022 and have since scaled our AA-linked business significantly
Amitabh Chaudhry
MD & CEO Axis Bank
“The Account Aggregator (AA) ecosystem is a fundamental shift in the way business will be done. That’s really how we are driving the business at this point. Equipping us to collect client consent to access their bank statements in a structured manner and allow us to underwrite them right, price them right, expand exposures, and monitor the portfolio for early warning is a dramatic shift!”
Rajeev Jain
Managing Director– Bajaj Finance Limited (BFL) in the Q4 FY24 Earnings Conference Call